Are you someone who follows the financial press? Someone who is experienced in making and managing long-term investments?
Even if that’s you, the rapid changes in today’s financial marketplace will no doubt have convinced you that it’s a challenge just keeping on top of all the options for your pension; let alone investment products such as bonds, shares or trusts as well.
And what about the best mortgage option for the next five years?
If you’ve been an active investor in the past, then the last few years will have reinforced that life is unpredictable. Individual investments can go down as well as up, and it pays to spread your assets across a number of appropriate products, to give you some protection.
If you’ve done that previously, then perhaps you already built up a sizeable portfolio, but then you must make plans to protect your assets in the long term – and what about inheritance tax? How do you ensure that it will be your chosen beneficiaries who get the best outcome from your hard-earned assets and not the taxman?
There’s always something to consider, reflect on and adjust, whether your portfolio is your workplace pension and current mortgage, or a carefully built up nest egg for your future happiness.
At the end of the day, our goal as financial advisers is to help each individual client make sense of all these options and opportunities, to ensure they achieve their own personal goals and ambitions.
We help protect what you have built up and create the right balance of risk and reward to achieve your goals.
But the good news is that sorting out your finances needn’t be complex, wherever you’re starting from, because at Perth Mortgage Centre our experienced advisers, all with industry-recognised qualifications, can give you the expert guidance you need across the entire range of financial products:
We understand that the right financial advice has to be backed up by financial products that offer the right features at the right price for you.
We give you advice and clear recommendations that will help you establish the right financial foundation for your own future plans, and then we review these plans with you at regular intervals: to ensure they reflect the ever-changing circumstances in your life – a new job, new home, bigger family, school fees planning.
“Our objective is to meet your unique needs by offering every client an efficient and professional service, kept up-to-date by on-going review.”
Alex Stewart MA(Hons), Cert. PFS
If you’d like to meet for an initial discussion of how we can help you then please call now on 01738 628191.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.